Natural disasters, like floods, can cause serious damage to your home. If a flood damages your home, you may wonder if your flood insurance covers temporary living expenses. The answer depends on the type of policy you have. Let’s look at what types of coverage are available and why contacting Curtis Miller Insurance in Parkersburg, WV is important for the right policy. 

What Does Flood Insurance Cover? 

Flood insurance policies cover the cost of repairing or rebuilding your home after a flood. This includes the cost of materials and labor needed to restore your home. However, the standard policy does not cover temporary living expenses while your home is being repaired. 

What Is Not Covered? 

A standard flood insurance policy will not cover any damage caused by mold or other pollutants, nor will it cover costs related to temporary housing or relocation expenses. At the same time, repairs are being made to your home. This additional coverage is available, however. If this interests you, it is important to speak with one of our experienced insurance agents, who can explain all of your options and help you find coverage that meets all your needs.       

Contact Us Today

When it comes to protecting yourself against flooding damage, having adequate flood insurance coverage is essential – especially if you want coverage for temporary living expenses while repairs are being made on your home. To ensure you get the right policy for your needs and budget, contact Curtis Miller Insurance in Parkersburg, WV today! Our knowledgeable agents will help you get a customized plan that gives you peace of mind and financial protection should disaster strike.