Regarding flood insurance in Parkersburg, WV, Curtis Miller Insurance is your go-to company for all your most crucial needs. The importance of safeguarding your most pivotal investments cannot be overstated. That’s why this guide is here to help you learn more about how to navigate these policies and find the one that is best for your needs.

Isn’t Flood Insurance Included With My Homeowner’s Policy?

Whether you have obtained a homeowner’s insurance policy or you already have renters’ insurance, there is no guarantee that flood insurance will be included. It is not going to be part of the equation in the majority of instances. Everyone’s risk variables are different, and a policy must be chosen to reflect their specific reality.

When Should a Policy Be Purchased?

As soon as possible. In the state of West Virginia, various waiting periods will need to take place. The homeowner must move as quickly as possible to obtain a policy. Be sure to speak with an insurance representative before making any decisions so that you are fully aware of any potential waiting periods.

What Variables Will Affect My Policy?

Before recommending a specific policy, Curtis Miller Insurance agents will walk each client through the necessary variables. The flood map is the first piece of information that factors in the equation, and from there, the specific geographic factors that affect each property are taken into account. Counties with a higher flooding occurrence are discussed in depth so the client is fully prepared to make the correct decision.

Do you have any additional concerns about a potential flood insurance policy in Parkersburg, WV? If so, please schedule a helpful consultant with Curtis Miller Insurance. Our team of professionals is more than happy to help!