Every small business is different. Your Parkersburg, WV business is unique and has different needs from other companies. The one thing all businesses have in common is the need for protection. Curtis Miller Insurance can help you assess your risks and liabilities so you have the protection you need.

The Main Kinds of Commercial Insurance

There are some kinds of insurance no business should do without. Even though there is no legal requirement to carry these protections, failure to carry these protections could mean disaster for your business.

General Liability Insurance

Every business should have a good general liability policy. If someone is injured on the property or due to your products or services, your business could be subject to a large lawsuit. Liability insurance doesn’t just offer financial protection; your insurance company will represent you during the claim.

Property/Rental Insurance

You need to protect your business assets directly. Property and rental insurance will cover damages to your building, equipment, inventory, and other items at the company.

You can combine these policies in a Business Owners Policy (BOP) for convenience and to save money.

Other Kinds of Commercial Insurance

There are several other kinds of insurance you may need, depending on what your business does, including:

• Workers compensation insurance, if your company has employees
• Commercial auto insurance
• Cyber insurance, in case of data breaches or cyberattacks
• Professional liability insurance
• Commercial umbrella insurance

Contact Curtis Miller Insurance for More Information

Every Parkersburg, WV, small business is vulnerable to risks, but you can reduce your exposure with the proper protection. If you have any questions about commercial insurance or would like to discuss your policy, please contact Curtis Miller Insurance today.