As a business owner, you have to take a lot of steps to keep your business protected. One way to do this is to get the appropriate types of commercial insurance. You will need specific types of commercial policies that will depend on how your specific business is structured and what it sells. There are many different types of commercial insurance, so it’s good to know what you may need for your own business. To learn more about what you may need for protection, call us at Curtis Miller Insurance in Parkersburg, WV.

Cyber Insurance

Do you use a computer system at work? If so, you’re like most businesses today. And, like most businesses, you’re vulnerable to a data leak. When data leaks from a business, it can be very expensive to take care of. You may owe all of the people whose information was leaked, and you may have to take care of the computer system itself to fix the problem. Cyber insurance helps with this and can pay the expenses generated by the leak.

Commercial Auto Insurance

Does your business own a vehicle? If it does, it must be covered with a commercial auto insurance policy. You may be able to get a personal policy for it, but such a policy wouldn’t pay out for an accident that happens with a business-owned vehicle. Avoid this problem by getting the right policy.

Worker’s Compensation Insurance

If your business has any number of employees, even if it’s just one, you need to have this type of insurance. It pays for the costs associated with work-related accidents or illnesses that an employee has. It’s never a good idea to go without this coverage, no matter your business type.