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Curtis Miller Insurance Agency

1800 Blizzard Drive
Parkersburg, WV 26101

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What Riders Need to Know About Coverage for Theft and Vandalism

Owning a motorcycle is about more than just transportation—it’s about freedom, adventure, and passion. However, that passion can quickly turn into frustration if your bike is stolen or vandalized. At Curtis Miller Insurance in Parkersburg, WV, we help motorcycle owners understand how their insurance can protect them from these risks.

Motorcycle Insurance and Theft Coverage

Motorcycles are a prime target for thieves due to their size and high resale value. If your bike is stolen, comprehensive motorcycle insurance can help cover the cost of replacing it. Without this coverage, you could be left paying out of pocket for a new motorcycle. It’s important to review your policy to ensure you have the right level of protection, as basic liability insurance won’t cover theft.

Guarding Against Vandalism

Even if your motorcycle isn’t stolen, vandals can still damage it. Scratched paint, broken mirrors, slashed seats, or other intentional damage can be frustrating and costly to fix. Comprehensive coverage also helps with these situations, covering the cost of necessary repairs. Whether your bike is parked at home, on the street, or in a public lot, having the right insurance can save you from unexpected expenses.

Securing Your Ride

While insurance provides financial protection, taking preventive measures can reduce the risk of theft and vandalism. Parking in well-lit areas, using security chains, and installing an alarm system can deter criminals. Even with precautions, having a solid insurance policy ensures you’re covered if the worst happens.

Ensure Adequate Coverage for Your Motorcycle

Knowing your motorcycle is protected, the right insurance policy gives you peace of mind. At Curtis Miller Insurance in Parkersburg, WV, we can help you find coverage that fits your needs. Contact us today to learn more!

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