Businesses in Parkersburg, WV, and other cities expect to operate while making profits. However, sudden and unforeseen losses are also a reality in the business world. Contacting us at Curtis Miller Insurance is the best way to protect against these kinds of sudden losses. Here is a brief overview of a few ways commercial insurance helps when a business is suddenly in danger.

Unexpected property damage

Businesses may have physical buildings for workspaces or retail locations that can become damaged by severe weather or accidents. Inventory or products may also be damaged or contaminated and need to be discarded. Commercial insurance policies help cover the costs of replacements for these kinds of accidents.

Lawsuits and Liability

Businesses can be sued suddenly for several reasons, but they are often caught off guard by legal action. The risk of lawsuits can range from product liability cases to accidents caused by drivers to people being injured on business property. Lawsuits can also be very costly without commercial insurance coverage. Relevant commercial insurance coverage will help the company pay out damages to parties who have sued.

Business interruptions

Sudden emergencies and disasters can generally prevent a business from operating for days, weeks, or longer. These are commonly referred to as business interruptions. Commercial insurance can help cover costs such as rent and revenue losses if a business’s everyday operations are interrupted.

Commercial insurance is available in Parkersburg, WV

Our agents who represent Curtis Miller Insurance are available to help. Don’t hesitate to contact us today to set up a policy or ask questions about how insurance can help your business.