If you own a classic car, you may be considering switching to classic car coverage from your standard auto insurance. There are several benefits to making this switch, so keep them in mind when you’re shopping around.

Restoration Coverage

One of the claims you can make on your classic car insurance is coverage for restoration projects. This is vital if you need to have specific body or engine work done, as it can get pricey for some cars since parts are hard to find.

Coverage for Spare Parts and Repair Shops

Regarding parts, classic car insurance allows you to get financial coverage for extra parts. Finding them can be difficult, so if you need something like classic tires, mirrors, or even mechanical parts, it’s a good idea to use this claim and get what you need. This coverage can also help you cover repair services done at specialty shops that are hard to find and more costly than a standard shop. You can choose to include both of these in your policy to have that financial assistance when needed.

Agreed Value Coverage

When you get classic car insurance, your insurance agent will meet with you to help you decide the value of your classic car. This can include the amount of money you’ve spent on the classic car and its value if you were to sell it to a collector. The agreed-upon value goes into effect so that you are adequately compensated in the event of an accident or damage done to the car that can’t be replaced.

If you own one or more classic cars and want to see what a policy covers, contact our team at Curtis Miller Insurance today to schedule a consultation and quote. We serve customers in and around the Parkersburg, WV, community.