Dealing with a flood can be overwhelming, especially if you’re unprepared or your property is significantly affected by recent rainfall and flooding. Whenever you have a property that has been impacted by a recent flood, knowing how to navigate the claims process can help alleviate worries while allowing you to see a clear path forward. Understanding how to navigate the insurance process after a flood in Parkersburg, WV will help you handle any flood claim you intend to file as effectively as possible.
Safety First
Always ensure you and your household are safe after a flood, as electrical hazards are extremely common. This is important before assessing and documenting damage.
Documentation
It is crucial to document the damage to your property with photos and videos. If possible, list damaged items in an inventory, estimate purchase dates and include the original costs.
Contact Insurance Provider
Work with your insurance provider, such as Curtis Miller Insurance, to begin the initiation of the claims process. Your policy number and a description of the damage can help get the process started much quicker. A meeting with an insurance adjuster may be required to assess the damage. Once the damage has been assessed, you can then work with your agency to complete the claim forms. You may also need to submit your initial inventory list, photos, videos, receipts, and any other documentation you have regarding your property damage.
Because Parkersburg, WV, is known for its flooding due to river overflows and unpredictable heavy rains, protecting your home or place of business with adequate coverage is a must. To learn more about your existing homeowner’s insurance policy or to review and update your flood insurance policy, turn to Curtis Miller Insurance. For your consultation and to streamline the process of navigating the claims process after a flood in Parkersburg, WV, contact Curtis Miller Insurance today.