Dealing with a flood can be overwhelming, especially if you’re unprepared or your property is significantly affected by recent rainfall and flooding. Whenever you have a property that has been impacted by a recent flood, knowing how to navigate the claims process can help alleviate worries while allowing you to see a clear path forward. Understanding how to navigate the insurance process after a flood in Parkersburg, WV will help you handle any flood claim you intend to file as effectively as possible.

Safety First

Always ensure you and your household are safe after a flood, as electrical hazards are extremely common. This is important before assessing and documenting damage.

Documentation

It is crucial to document the damage to your property with photos and videos. If possible, list damaged items in an inventory, estimate purchase dates and include the original costs.

Contact Insurance Provider

Work with your insurance provider, such as Curtis Miller Insurance, to begin the initiation of the claims process. Your policy number and a description of the damage can help get the process started much quicker. A meeting with an insurance adjuster may be required to assess the damage. Once the damage has been assessed, you can then work with your agency to complete the claim forms. You may also need to submit your initial inventory list, photos, videos, receipts, and any other documentation you have regarding your property damage.

Because Parkersburg, WV, is known for its flooding due to river overflows and unpredictable heavy rains, protecting your home or place of business with adequate coverage is a must. To learn more about your existing homeowner’s insurance policy or to review and update your flood insurance policy, turn to Curtis Miller Insurance. For your consultation and to streamline the process of navigating the claims process after a flood in Parkersburg, WV, contact Curtis Miller Insurance today.

If your home is situated on high ground, such as on a hill or higher than the surrounding areas of your neighborhood, you might not consider flood insurance as a priority. However, it’s still worth considering this crucial type of policy. In the Parkersburg, WV area, you can contact us at Curtis Miller Insurance for assistance in finding and selecting the best coverage for your specific needs.

Flood Insurance: A Necessity Regardless of Location

Remember, flooding can occur anywhere it rains. While it’s less likely to happen if you’re on higher ground, it’s not impossible. Homes located in a flood plain generally require this type of insurance, and homes outside of that plain can opt for the coverage. Given the risk, albeit smaller, many homeowners choose to have flood coverage to provide additional protection for their homes.

Working with us allows you to get quotes from multiple insurers, and we’ll help you compare them to find the right one for your home. Whether you’re considering a policy for the first time or you already have one and are unsure about potential updates, having the right information is extremely important. Not only does the right insurance provide peace of mind, but having the appropriate protection for your home is crucial for its safety.

If you’re in the Parkersburg, WV area and seeking flood insurance, contact us today at Curtis Miller Insurance. We’re here to simplify the process of protecting your home and family by offering you policy options you can choose from and rely on. Then, you can get back to enjoying life in your home.