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Whether you own a small or big business in Parkersburg, WV, commercial insurance is essential for protecting your business against certain risks. Curtis Miller Insurance takes you through some common types of commercial insurance that you require to protect your business.
General Liability Insurance
It helps protect you in case a third party is injured while at your workplace. Any medical costs arising from an injury plus legal fees if sued are covered under this type of insurance.
Workers Compensation
Even if you own a small business, the moment you employ your first worker, it is good to get this type of insurance. If your employees are injured while working, it will help cover their medical costs and potential legal fees if they sue.
Commercial Auto Insurance
If your company owns a vehicle to help with operations, you will need this type of insurance. It helps protect your employees and your business from any losses that may arise if the vehicle gets into an accident.
Property Insurance
It helps protect the assets of your company like equipment, furniture, inventory, and the building. In the event of a theft, fire, or natural disaster, this policy has you covered against financial losses.
Errors and Omissions Insurance
Also referred to as professional liability insurance, it helps protect a business from a client lawsuit resulting from a mistake that you or your employee has made. This type of policy is prevalent with lawyers, financial advisors, and people in the tech industry.
Business Interruption Insurance
It helps pay for lost income in case you are forced to close a business temporarily due to factors like a blackout caused by the local electrical grid or a significant storm. You can be confident that your business will still stay afloat even after the interruption.
In Parkersburg, WV, business owners can enjoy peace of mind when working with a reliable insurance company like Curtis Miller Insurance. Contact us today to discuss how we can help you protect your company.
