Proper personal insurance plans and coverage in the Parkersburg, WV area is critical. One type of coverage all people here should consider getting is umbrella insurance. This personal liability insurance plan offers coverage for some unique situations and scenarios.

Very Serious Accidents

One type of coverage you will receive with an umbrella insurance plan is for very serious or catastrophic accidents. While you can have coverage for accidents through the home and auto plans, there are policy caps that can be exceeded if the accident is bad enough. If you have umbrella coverage, it will give support on top of your other insurance plans.

Dog Bites

A dog can be a beloved pet in your home. However, they are still animals that can react the wrong way and possibly bite someone. If this occurs, you will be held liable for injuries, medical bills, and other expenses sustained by the other party. An umbrella plan can help to protect someone against this risk.

Slander and Libel

If you say, write, or post something negative and inaccurate about another person or business, you can be liable for reputational damage. Having the right umbrella plan will provide you with slander and libel insurance coverage to mitigate these risks.

An umbrella insurance plan is a smart idea for anyone in the Parkersburg, WV area. If you are looking to purchase a new umbrella insurance plan, our team at Curtis Miller Insurance will provide customized guidance to ensure you remain adequately covered.