Why Auto Insurance is a Must

Because auto insurance isn’t free, you might ask why you need auto insurance. After all, you have stayed for years without filing a claim, yet you continue incurring annual premiums. Auto insurance, just like health or commercial insurance, is coverage you wish to have but never use. However, you will thank the insurance gods you had it when a disaster strikes.

If you have been having second thoughts about auto insurance, Curtis Miller Insurance, located in Parkersburg, WV, shares reasons why auto insurance is a must.

It’s mandatory

All motorists in West Virginia are required to carry auto insurance. It’s mandatory to include at least liability coverage in your auto insurance. Failure to have valid auto insurance may lead to license suspension, penalties, and possible jail time. 

It gives you peace of mind

When driving in West Virginia, the experience should be relaxing and stress-free. However, you can’t get this peace of mind without auto insurance. Car insurance keeps you calm, knowing that you, your car, and your family members are protected, regardless of the errors of other motorists.

It protects your asset

Whether your car is old or new, it’s precious to you. And just like any other invaluable asset, you need to protect it. While maintenance is part of the things you do to protect your car, auto insurance should be the other thing you shouldn’t forget when it comes to protecting your vehicle.

It covers medical expenses

Given that car accidents occur daily, it’s not uncommon to sustain auto injuries. Thankfully, auto insurance helps you cover medical expenses following a vehicle accident. While you may have health insurance, MedPay or PIP in your car insurance provides broader coverage. For instance, it covers funeral expenses and partial loss of income that the typical health insurance plan doesn’t cover. 

Buy auto insurance today!

If you would like to enjoy the above auto insurance benefits, it’s time to purchase coverage from Curtis Miller Insurance in Parkersburg, WV. Contact us today for an affordable quote.